Welcome to Erabill. By accessing or using our website and services, you agree to comply with the following terms of use. Please read these terms carefully before using our website, as they form a legally binding agreement between you and Erabill.

1. Acceptance of Terms
By accessing, browsing, or using the Erabill website or any services provided by Erabill, you acknowledge that you have read, understood, and agree to be bound by these terms of use. If you do not agree with these terms, you should discontinue use of our website and services.

2. Use of Services
Erabill provides services to help businesses find high-risk payment processors. You agree to use our services only for lawful purposes and in accordance with these terms. You may not:

• Use our services in any way that violates applicable laws or regulations.
• Misrepresent your identity or provide false information.
• Interfere with the security or operation of our website.
• Attempt to gain unauthorized access to any part of our website or systems.

3. Intellectual Property Rights
All content on the Erabill website, including text, graphics, logos, images, and software, is the property of Erabill or its licensors and is protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, and non-transferable license to access and use the content for personal or business purposes, but not for commercial resale or distribution. You may not modify, reproduce, or create derivative works from the content without express written consent from Erabill.

4. User-Generated Content
Any content you submit, post, or display on our website, such as reviews, comments, or feedback, remains your property. However, by submitting content, you grant Erabill a worldwide, royalty-free, perpetual, irrevocable license to use, distribute, reproduce, modify, and display your content in connection with the services we provide. You are solely responsible for the content you submit and agree not to post any material that is defamatory, illegal, or violates the rights of others.

5. Third-Party Links
Our website may contain links to third-party websites or services that are not owned or controlled by Erabill. These links are provided for convenience, and we are not responsible for the content, policies, or practices of any third-party websites. By using our website, you acknowledge and agree that Erabill is not liable for any damages or losses related to the use of third-party services or websites.

6. Disclaimer of Warranties
Erabill provides its services and website on an “as-is” and “as-available” basis. We make no warranties, express or implied, about the reliability, accuracy, or completeness of the services or content provided on our website. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability
In no event shall Erabill, its directors, employees, or agents be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services or website. This includes, but is not limited to, damages for loss of profits, data, business interruption, or other intangible losses, even if we have been advised of the possibility of such damages.

8. Indemnification
You agree to indemnify, defend, and hold harmless Erabill and its affiliates, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of our services, your violation of these terms, or your infringement of any intellectual property or other rights of a third party.

9. Termination of Services
Erabill reserves the right to suspend or terminate your access to our website or services at any time, without notice or liability, for any reason, including but not limited to a violation of these terms. Upon termination, your right to use our services will immediately cease.

10. Changes to Terms of Use
Erabill reserves the right to update or modify these terms of use at any time. Any changes will be effective immediately upon posting the revised terms on our website. Your continued use of our website or services after any such changes constitutes your acceptance of the updated terms. We encourage you to review these terms regularly to stay informed of any updates.

11. Governing Law
These terms of use shall be governed by and construed in accordance with the laws of Cyprus, without regard to its conflict of law principles. Any legal action or proceeding related to these terms shall be brought exclusively in the courts of Cyprus, and you consent to the jurisdiction of such courts.

12. Contact Information
If you have any questions or concerns about these terms of use, please contact us at:

• Email: info@erabill.com
• Phone: +357 99 767 944